Privacy Policy
Last Updated: July 7, 2026
At MyStudentLoanPayoffCalculator, we believe in building tools that help you take control of your financial future without harvesting your personal data. This Privacy Policy outlines what information we collect, how we use it, and how we protect your privacy when you use our website.
What Data We Collect
When you use our student loan payoff calculator, the financial numbers you input—such as your loan balances, interest rates, annual income, and family size—are processed entirely on your device (in your browser). We do not send this financial data to our servers, we do not store it in a database, and we cannot see it.
We only collect data when you explicitly choose to provide it to us:
- Email Addresses: If you choose to subscribe to our newsletter or request a downloadable guide, we collect your email address.
- Usage Data: We use standard analytics tools to see how many people visit the site, which pages are most popular, and how long users stay. This helps us write better guides and improve the calculator.
How We Use Your Information
If you provide your email address, we use it strictly to send you the content you requested, such as our weekly newsletter on debt payoff strategies or downloadable resources. We will never sell, rent, or lease your email address to third-party marketers or refinancing companies. You can unsubscribe from our emails at any time using the link at the bottom of every message.
Cookies and Tracking Technologies
Our website uses cookies—small text files placed on your device—to improve your browsing experience. These cookies are primarily used to run analytics and to serve relevant advertisements.
Google AdSense
To keep our calculator and guides 100% free, we use Google AdSense to display advertisements. Google uses cookies to serve ads based on your prior visits to our website or other websites on the internet.
Google's use of advertising cookies enables it and its partners to serve targeted ads to our users. You can opt out of personalized advertising by visiting Google's Ads Settings.
Data Security
We take the security of your information seriously. Our website uses standard SSL encryption (HTTPS) to ensure any data transmitted between your browser and our site is secure. Because we do not store your financial inputs, a data breach on our servers would not expose your student loan balances or income.
Your Rights
You have the right to request access to the personal data we hold about you (e.g., your email address on our mailing list) and request that we delete it. If you wish to have your email removed from our systems, simply contact us or use the unsubscribe link provided in our communications.
Changes to This Policy
We may update this Privacy Policy periodically as we add new features or as privacy laws evolve. We will post any changes on this page and update the "Last Updated" date at the top.
Contact Us
If you have any questions or concerns about this Privacy Policy or how we handle your data, please email us at Support@MyStudentLoanPayoffCalculator.com.